You don’t need a credit score to get wealthy and live a life of luxury. In fact, credit is overrated. If you invest the same level of energy, time and resources into learning about how to create residual/passive income as you do into learning about improving your credit score, you may find yourself in a much better financial position tomorrow than you’re in today. Why you don’t need a credit score to get wealthy and live a life of luxury is because today more than ever exist systems, means, ways, tools and technology that will empower you to do for yourself by living the laptop lifestyle and have portable income. That means you may position yourself to earn money from your laptop as long as you have an internet connection. In fact, in some instances at present and surely in the future, you’ll be able to earn even more money by using your smartphone.
To ensure you state updated with the ways, means, get resources, tips and details on creating and sustaining passive/residual income add your email at CLICK HERE NOW!
Depending on your standard of living, cash reserves and monthly expenses when you’re earning $3,000 to $100,000 PER MONTH in residual/passive income (that’s money being made whether you physically work or not) I’m sure you may find a path to live off a cash basis and credit, becomes less of a factor if at all.
One of the ways people earn automatic incomes over the internet is through affiliate marketing. To learn how to get started as an affiliate marketer add your email at CLICK HERE!
CREDIT: Credit is highly overrated in many instances. Unfortunately, the mindset and discipline needed to function on a cash basis is rarely taught and put to great use. If you’re following the status quo then you’ll surely need credit to function in this world.
CASH: Cash is king, given you set up systems for multiple sources of residual/passive revenue that have the ability to increase with or without your direct involvement. Fortunately, this path has been made easier today then ever before, because of technology and access to information. To live off a cash basis takes a certain positive mindset, discipline and focus. It may mean you delay gratification of some material goods, but you can do it and still have what you desire. People are in position to pay cash for cars, real estate, medical needs, so forth and so on all over the world. It’s a relative small amount of people compared to the world’s population, but it is VERY possible for YOU to be one of those people.
STEPS OF SUCCESS ON A CASH BASIS:
1-You will have to adjust your mindset to live off of a cash basis.
2-work towards creating multiple sources of residual/passive revenue. 3-save a great deal more of your money than you have in the past.
4-Delay in purchasing unnecessary goods/services.
5-You may have to reduce the stuff you possess to quickly increase your cash cushion.
BOOKS TO READ: The eCode (Joe Vitale and Jo Han Mok), The Laptop Millionaire (Mark Anastasi), The Unemployed Millionaire (Matt Morris), The 4-Hour Workweek (Timothy Ferriss).
The recommended books WILL give you a number of resources, steps and information on how you may create residual/passive revenue. Often times you WILL not need a great deal of money to get started. You may also add your email to both of the included links to receive additional information, resources and personal experience on how to create automated systems of positive cash flow at CLICK HERE.
“THINK, PLAN, EXECUTE!” -JAWAR
There’s a general Three Step Success System for creating and sustaining financial wealth and that is to “THINK, PLAN, EXECUTE!” A more specific approach is to earn, save and invest your money as wisely as possible. Many of us are often taught to invest in company sponsored 401(K)’s, IRA’s, mutual funds, individual stocks, commodities, gold, silver and real estate. Some of us take it a bit further by starting and/or becoming investors into private businesses. These are all great steps in the right direction and help set a course for creating financial stability and growth for ourselves and the “family business.”
One of the things that many of us are not educated on or find very attractive is investing in useful land. By useful land we mean land where you may grow food and/or raise livestock. Without useful land most of us would not be able to feed ourselves.
“In 1920, African Americans owned 14 percent of all farms in the United States. Today, African Americans own less than 1 percent of farms in the U.S.; and in 1910, nearly one million African-American farmers owned 15 million acres of land. By 1969 that number decreased to 6 million acres of land.” Maria Lloyd
THE NEED: Without useful land you’re unable to grow your own organic fresh fruits, veggies and herbs. It’s unwise to continue to depend on large multinational corporations and governments to ensure you have access to healthy foods to feed you and your family. Many of the foods you now consume is poison which among many are the cause for your mental and physical aliments including, but not limited to depression, diabetes, heart related diseases and cancer.
THE SOLUTION: Start thinking, planning and acting in accordance as a freed person. Earn, save and invest your financial resources. Begin to grow organic fruits, veggies and herbs wherever you are. Even one or two things becomes beneficial. As your money and the money of your family business increases begin to acquire useful land, organic fruit, veggie and herb seeds, farming and agricultural equipment. These assets are worth far more than many of the material goods you now own or are thinking about owning. Had the generations before us been more focused we would have kept more land in our communities which would have increased power. For a freed people who can not feed themselves are not very free at all. If not for you then for your children’s children, both those born and unborn. Think legacy! This is not the only solution, but offers one for consideration.
You may plant something to eat in your backyard, front yard, side of the house, planter box, roof top, apartment balcony and so forth. Find and/or create a place to start planning something you can eat. Involve your youngest to eldest child in the process. You have a right and obligation to eat the healthiest foods possible at all times.
How to Earn Massive Revenue using your life, academic and professional experience…CLICK HERE!
The Black Farmers and Agriculturalists Association, BFAA
“THINK, PLAN, EXECUTE!” -JAWAR
According to Blackbluedog.com “Blacks are doing worse than any other racial group. Data from the study revealed that the average white family had about $632,000 in wealth, versus $98,000 for black families and $110,000 for Hispanic families.”
POSSIBLE POSITIVE SOLUTIONS:
1-Focus on personal growth and development. There tends to be a wealth correlation between self-made millionaires and their continued thirst for personal growth and development. This may be done by reading books and magazines on the subject, listening to audio books, watching various Youtube videos, attending seminars, webinars and participating in mastermind groups. You may want to search for information by Napoleon Hill, Earle Nightingale, Les Brown, Jim Rohn, the Honorable Elijah Muhammad, Minister Farrakhan and many many more.
2-Start a business. There are a number of ways to earn additional revenue. If you have access to a computer and the internet you may find that making money online using an automated system to be most beneficial. Some of the ways may include, but are not limited to ebook publishing, affiliate marketing, selling Ad space on your website/blog, many people begin with Google Adsense and grow from there, selling your own products using a drop ship company may be most beneficial as well.
3-Create a will, get a term life insurance policy for an amount much larger than what it would cost for your final services. For example, consider securing a $1,000,000+ dollar policy. If you can’t afford it initially, start where you are and grow from there as your income increases, it will increase as you start and invest in profitable business ventures. Have specific directions within your will as to how the money in your life insurance policy is to be used. This will increase the chances family members don’t squander away the money you had intended for them to live a better life and have a greater leg up then what you had. You’ll also want to research Trust and how they may be used as a financial instrument in conjunction with your will, life insurance policies and so forth.
4-If your company has a sponsored 401(k) or similar program, you’ll want to consider investing in it, especially if they have matching funds. You’ll also want to set up other retirement related accounts such as a Roth-IRA. When considering retirement accounts you may also want to include them in your will and/or trust. Checking with your accountants and attorneys will be most beneficial when setting these things up properly.
5-Start saving as much money as you can. It’s important to have a Freedom Fund. Your fund should have 9 to 12 months worth of living expenses. This will help to offset unexpected cost when the need arises. Starting and growing your Freedom Fund is paramount to a sound financial plan. It assures you don’t have to touch your savings and/or retirement accounts when the need arises.
How to START SAVING TODAY!
Save $1 a week and add $1 every week. Week 1 save $1. Week 2 save $2. Week 3 save $3. Week 4 save $4. After 52 weeks you would have saved over $1,300. Don’t stop saving. Soon enough, you’ll have a sizable freedom fund. There’s a certain peace of mind you have knowing you have started and continue to grow your own Freedom Fund.
Save .35 cents a week that’s $18.20 a year. It doesn’t seem like much, but coupled with 22+ million African-American’s doing the same thing who are going to invest that money into useful land for farming and agriculture, farming equipment, organic veggie, fruit and herb seeds to feed a people and create employment opportunity, you may find great wisdom in what’s been presented here. Start saving your .35 cents a week that’s $18.20 a year and when the call is made, you’ll know where to deposit your funds to build an infrastructure that will feed a people healthy food while creating a great deal of employment and entrepreneurial opportunities.
6-BOOKS TO READ: The Laptop Millionaire by Mark Anastasi, The 4-Hour Workweek by Timothy Ferriss, The Unemployed Millionaire by Matt Morris.
7-Surround yourself around thoughts, people, events and ideas that have to deal with wealth creation and retention. The more you do the more you’ll work in that direction and experience positive results. With that being said it would be wise to find yourself money mentors. These people don’t have to necessarily be in the same city as you. In fact, these people don’t always have to be physically alive given they have left a body of work that you’re able to digest and put to great use.
8-Research these words and phrases. Compounding interest, limited liability company (llc), s-corporation, c-corporation, no-load index mutual funds, cd (certificate of deposit), stocks, Roth-IRA, 401(k), SEP-IRA, 403(B), internet marketing, affiliate marketing, residual income, residual revenue, passive income, passive revenue, make money online, mutual funds, forex trading, commodities, cooperative economics, REITs…
9-Consider investing in real estate using a buy and hold strategy, buy and sell (flip)…
None of the information provided is financial, tax or legal advice. The information provided is meant to share some ideas that may help the reader get started and/or continue on their path towards creating and sustaining wealth. Within this post is a great deal of information and resources that will help you move forward. From here on out there’s no excuse for you and your family not creating a wealth and retention plan that may be implemented at once, quick fast an in a hurry.
“THINK, PLAN, EXECUTE!” -JAWAR
Each of us have to sell ourselves in life in some form or fashion. It may not read or sound sexy, but it’s true, you have to sell yourself and ideas in order to get ahead in life. When you’re seeking a potential life mate you have to sell yourself to them. You have to sell them on your personality, good heart, great looks, talents and so forth. The same is true when it comes to being an entrepreneur in many instances. You have to sell future clients on your ability to solve one or more of their problems.
Not everyone is a master sells person. In fact, it’s safe to say most people don’t like selling, but in order to have a successful business in part you need to have a good sells system in place. Fortunately, there are options to help you earn a great deal of money and/or get over your fear of selling.
If you’re afraid of selling, there may be two industries just right for you, they are internet marketing and network marketing. Keep in mind there’s a BIG difference between internet marketing and network marketing. However, both may be well suited for someone who has a fear of selling.
Internet marketing may work well for you, because you generally don’t have to come in direct contact with people. Done correctly there’s a huge potential to earn a lot of money in passive revenue in internet marketing.
Network marketing generally requires that you engage people, generate leads and so forth. What may be good for you is there’s generally a system in place that helps you learn how to find and screen leads and prospects. Some people earn a lot of money over time in network marketing.
I can’t say for sure what’s right for you. I’ve found success in internet marketing with an emphasis on ebook publishing. To learn how to successfully create, publish and market ebooks, add your email at http://jawarspeaks.com/ebook-publishing
“THINK, PLAN, EXECUTE!” -JAWAR
Some people get excited intellectually masturbating as though that’s going to solve problems instead of thinking, planning, speaking and acting in a manner that’s a strategy for power. While the merits of this article may be applied to various industries its essence is dealing with the ownership and operation of major media outlets.
Some communities feel undeserved, they feel as though they don’t have a voice, so instead of merely intellectually masturbating and complaining below are some action steps that a community may take to position itself to have a voice, have power, have influence, so forth and so on.
STRATEGY FOR POWER:1-Create a list of all the advertisers/sponsors of a particular radio show.2-Get the contact details for the advertisers/sponsors.3-Send emails and/or physical letters to the advertisers/sponsors letting them know you will not support their products/services until they bring back a particular radio/tv show.4-One email/physical letter represents about 10,000 people if I’m not mistaken, so each of your letters are taken seriously.STRATEGY FOR OWNERSHIP:1-Impregnate within your minds, heart, plans, actions and words AND that of your children the need to buy and/or create one’s own businesses in media, farming and so forth. 2-As part of this impregnation it should be instilled NOT to sell our media AND other businesses unless it is to the next generation who follow within the same form of thinking to grow that business in ways we may not have imagined… OR to acquire a step up in the business empire.BONUS: Here each of you are reminded that you have the POWER and ABILITY to start your own podcast, internet radio station, blog, video blog, webinars, teleseminars and so forth. When their is a void in the marketplace YOU have a greater opportunity to succeed. There is NO, one stopping you from starting your own account at blogtalkradio.com, youtube.com, ustream.com… and creating your own station, building your brand from the ground up and sharing the type of programming you’re interested in hearing. Additionally, each of you are reminded that you have the POWER and ABILITY to start your own businesses AND should do so this year. If you are not thinking entrepreneurship, business ownership and/or as that of an investor you are merely INTELLECTUALLY MASTURBATING! Learn how to successfully create, publish, market and sell your own ebooks by adding your name and email at