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Why You Don’t Need a Credit Score to Get Wealthy and Live a Life of Luxury

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You don’t need a credit score to get wealthy and live a life of luxury. In fact, credit is overrated. If you invest the same level of energy, time and resources into learning about how to create residual/passive income as you do into learning about improving your credit score, you may find yourself in a much better financial position tomorrow than you’re in today. Why you don’t need a credit score to get wealthy and live a life of luxury is because today more than ever exist systems, means, ways, tools and technology that will empower you to do for yourself by living the laptop lifestyle and have portable income. That means you may position yourself to earn money from your laptop as long as you have an internet connection. In fact, in some instances at present and surely in the future, you’ll be able to earn even more money by using your smartphone.

To ensure you state updated with the ways, means, get resources, tips and details on creating and sustaining passive/residual income add your email at CLICK HERE NOW!

Depending on your standard of living, cash reserves and monthly expenses when you’re earning $3,000 to $100,000 PER MONTH in residual/passive income (that’s money being made whether you physically work or not) I’m sure you may find a path to live off a cash basis and credit, becomes less of a factor if at all.

One of the ways people earn automatic incomes over the internet is through affiliate marketing. To learn how to get started as an affiliate marketer add your email at CLICK HERE!

CREDIT: Credit is highly overrated in many instances. Unfortunately, the mindset and discipline needed to function on a cash basis is rarely taught and put to great use. If you’re following the status quo then you’ll surely need credit to function in this world.

CASH: Cash is king, given you set up systems for multiple sources of residual/passive revenue that have the ability to increase with or without your direct involvement. Fortunately, this path has been made easier today then ever before, because of technology and access to information. To live off a cash basis takes a certain positive mindset, discipline and focus. It may mean you delay gratification of some material goods, but you can do it and still have what you desire. People are in position to pay cash for cars, real estate, medical needs, so forth and so on all over the world. It’s a relative small amount of people compared to the world’s population, but it is VERY possible for YOU to be one of those people.

STEPS OF SUCCESS ON A CASH BASIS:

1-You will have to adjust your mindset to live off of a cash basis.
2-work towards creating multiple sources of residual/passive revenue. 3-save a great deal more of your money than you have in the past.
4-Delay in purchasing unnecessary goods/services.
5-You may have to reduce the stuff you possess to quickly increase your cash cushion.

BOOKS TO READ: The eCode (Joe Vitale and Jo Han Mok), The Laptop Millionaire (Mark Anastasi), The Unemployed Millionaire (Matt Morris), The 4-Hour Workweek (Timothy Ferriss).

The recommended books WILL give you a number of resources, steps and information on how you may create residual/passive revenue. Often times you WILL not need a great deal of money to get started. You may also add your email to both of the included links to receive additional information, resources and personal experience on how to create automated systems of positive cash flow at CLICK HERE.

“THINK, PLAN, EXECUTE!” -JAWAR

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How to Create and Sustain Wealth for You and Future Generations

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According to Blackbluedog.com “Blacks are doing worse than any other racial group. Data from the study revealed that the average white family had about $632,000 in wealth, versus $98,000 for black families and $110,000 for Hispanic families.” 

POSSIBLE POSITIVE SOLUTIONS:

1-Focus on personal growth and development. There tends to be a wealth correlation between self-made millionaires and their continued thirst for personal growth and development. This may be done by reading books and magazines on the subject, listening to audio books, watching various Youtube videos, attending seminars, webinars and participating in mastermind groups. You may want to search for information by Napoleon Hill, Earle Nightingale, Les Brown, Jim Rohn, the Honorable Elijah Muhammad, Minister Farrakhan and many many more.

2-Start a business. There are a number of ways to earn additional revenue. If you have access to a computer and the internet you may find that making money online using an automated system to be most beneficial. Some of the ways may include, but are not limited to ebook publishing, affiliate marketing, selling Ad space on your website/blog, many people begin with Google Adsense and grow from there, selling your own products using a drop ship company may be most beneficial as well.

3-Create a will, get a term life insurance policy for an amount much larger than what it would cost for your final services. For example, consider securing a $1,000,000+ dollar policy. If you can’t afford it initially, start where you are and grow from there as your income increases, it will increase as you start and invest in profitable business ventures. Have specific directions within your will as to how the money in your life insurance policy is to be used. This will increase the chances family members don’t squander away the money you had intended for them to live a better life and have a greater leg up then what you had. You’ll also want to research Trust and how they may be used as a financial instrument in conjunction with your will, life insurance policies and so forth.

4-If your company has a sponsored 401(k) or similar program, you’ll want to consider investing in it, especially if they have matching funds. You’ll also want to set up other retirement related accounts such as a Roth-IRA. When considering retirement accounts you may also want to include them in your will and/or trust. Checking with your accountants and attorneys will be most beneficial when setting these things up properly.

5-Start saving as much money as you can. It’s important to have a Freedom Fund. Your fund should have 9 to 12 months worth of living expenses. This will help to offset unexpected cost when the need arises. Starting and growing your Freedom Fund is paramount to a sound financial plan. It assures you don’t have to touch your savings and/or retirement accounts when the need arises.

How to START SAVING TODAY!

Save $1 a week and add $1 every week. Week 1 save $1. Week 2 save $2. Week 3 save $3. Week 4 save $4. After 52 weeks you would have saved over $1,300. Don’t stop saving. Soon enough, you’ll have a sizable freedom fund. There’s a certain peace of mind you have knowing you have started and continue to grow your own Freedom Fund.

Save .35 cents a week that’s $18.20 a year. It doesn’t seem like much, but coupled with 22+ million African-American’s doing the same thing who are going to invest that money into useful land for farming and agriculture, farming equipment, organic veggie, fruit and herb seeds to feed a people and create employment opportunity, you may find great wisdom in what’s been presented here. Start saving your .35 cents a week that’s $18.20 a year and when the call is made, you’ll know where to deposit your funds to build an infrastructure that will feed a people healthy food while creating a great deal of employment and entrepreneurial opportunities.

6-BOOKS TO READ: The Laptop Millionaire by Mark Anastasi, The 4-Hour Workweek by Timothy Ferriss, The Unemployed Millionaire by Matt Morris.

7-Surround yourself around thoughts, people, events and ideas that have to deal with wealth creation and retention. The more you do the more you’ll work in that direction and experience positive results. With that being said it would be wise to find yourself money mentors. These people don’t have to necessarily be in the same city as you. In fact, these people don’t always have to be physically alive given they have left a body of work that you’re able to digest and put to great use.

8-Research these words and phrases. Compounding interest, limited liability company (llc), s-corporation, c-corporation, no-load index mutual funds, cd (certificate of deposit), stocks, Roth-IRA, 401(k), SEP-IRA, 403(B), internet marketing, affiliate marketing, residual income, residual revenue, passive income, passive revenue, make money online, mutual funds, forex trading, commodities, cooperative economics, REITs…

9-Consider investing in real estate using a buy and hold strategy, buy and sell (flip)…

None of the information provided is financial, tax or legal advice. The information provided is meant to share some ideas that may help the reader get started and/or continue on their path towards creating and sustaining wealth. Within this post is a great deal of information and resources that will help you move forward. From here on out there’s no excuse for you and your family not creating a wealth and retention plan that may be implemented at once, quick fast an in a hurry.

“THINK, PLAN, EXECUTE!” -JAWAR

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Are you drinking more water each day

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The best drink you may have… the most important drink you may have… the most beneficial drink you may have… the healthiest drink you may have when you first rise each day is a glass of water. Drink more water.

Water as your first drink when you first rise each day is better and more beneficial than coffee, soda, alcohol, milk, tea, orange, apple or any other natural drink. Drink more water.

When you were developing in your mother’s belly you were surrounded by water. Your body is made up of mostly water. Most humans will begin to severely break down should they go without any water within 7 to 10 days. Drink more water.

Many of you take baths and/or showers each day with the aid of water to cleanse the outside of your body. It makes sense to cleanse the inside of your body when you first rise each day with water. Drink more water.

Drinking water as your first drink each day when you rise is most beneficial to your mind and body. Drinking water each day as your first drink helps to rid the body of harmful impurities, illnesses and waste, it helps the body to repair itself even when you are not knowing it needs repairing. Drink more water.

If you can not find the will, strength, motivation, inspiration, encouragement, logic and right thinking to consume water as your first drink each day when you arise, develop the love, compassion, devotion, strength, motivation, inspiration, encouragement, logic and right thinking to ensure your children and loved ones, drink water when they arise each day. Drink more water!

“THINK, PLAN, EXECUTE! -JAWAR

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Getting over your fear of selling

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Each of us have to sell ourselves in life in some form or fashion. It may not read or sound sexy, but it’s true, you have to sell yourself and ideas in order to get ahead in life. When you’re seeking a potential life mate you have to sell yourself to them. You have to sell them on your personality, good heart, great looks, talents and so forth. The same is true when it comes to being an entrepreneur in many instances. You have to sell future clients on your ability to solve one or more of their problems.

Not everyone is a master sells person. In fact, it’s safe to say most people don’t like selling, but in order to have a successful business in part you need to have a good sells system in place. Fortunately, there are options to help you earn a great deal of money and/or get over your fear of selling.

If you’re afraid of selling, there may be two industries just right for you, they are internet marketing and network marketing. Keep in mind there’s a BIG difference between internet marketing and network marketing. However, both may be well suited for someone who has a fear of selling.

Internet marketing may work well for you, because you generally don’t have to come in direct contact with people. Done correctly there’s a huge potential to earn a lot of money in passive revenue in internet marketing.

Network marketing generally requires that you engage people, generate leads and so forth. What may be good for you is there’s generally a system in place that helps you learn how to find and screen leads and prospects. Some people earn a lot of money over time in network marketing.

I can’t say for sure what’s right for you. I’ve found success in internet marketing with an emphasis on ebook publishing. To learn how to successfully create, publish and market ebooks, add your email at http://jawarspeaks.com/ebook-publishing

“THINK, PLAN, EXECUTE!” -JAWAR

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How the Rich Think vs How the Poor and Middle Class Think

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Someone contacted me and asked “so what’s the damage on ebook publishing consulting?” My response, “there’s a monetary investment to be sure, is that what you’re referring to?”

The poor and middle class mentally speaking will think and speak in terms of “damage” while the rich and wealthy mentally speaking will think and speak in terms of “investment.”

Because of the difference in mindset the poor and middle class will find themselves staying and/or becoming financially poor and/or middle class while those who have the opposite mindset will find themselves staying and/or becoming financially rich and wealthy even during times of economic disparity among the masses.

Here and now you have the same opportunity as anyone else to decide which way you will think from here on out. You must focus on thinking in terms of abundance and prosperity. You must read those messages, notes, books and listen to audio and view videos that will impregnate your mind with positive, constructive and actionable words of being happy, healthy and wealthy. The more you do this less time and space you have for those negative and destructive images and words.

You and only you have the power to decide how you will think.

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